Welcome my friends to a new interesting ICO today and let’s see their great idea:
Micro loans for mobile banking customers
L-Pesa Microfinance is a fintech startup ready to exploit the quickly developing requirement for monetary administrations in the creating scene. L-Pesa has built up a one of a kind, exclusive credit scoring model in view of client conduct joined with conventional and elective credit information.
The project vision, mission and path:
L-Pesa was established with the vision to enhance individuals’ lives through proficient access to credit and related monetary administrations. Ron Ezra Tuval, the organizer of L-Pesa, has spent a large portion of his vocation working in creating nations and perceived about 10 years back that the best method to enhance individuals’ lives is through access to credit and related monetary administrations. Since establishing L-Pesa, Ron has been uniquely centered around accomplishing this vision. It’s tied in with improving the world a place for everybody. L-Pesa began offering microfinance benefits in Tanzania in 2016 and has developed its administration offering and geographic impression at an expanding pace in quest for this vision.
The project model:
L-Pesa’s model is situated to some extent on a put stock in stepping stool: clients begin with little credits (commonly $1.00) and are permitted bigger advances after the littler advances have been effectively reimbursed on plan. Fruitful reimbursement adds to a FICO rating. The financial assessment is likewise affected by different elements, for example, consummation of personality check. Moreover, L-Pesa depends on other specialist co-ops to screen clients; in its present markets, L-Pesa clients are required to have built up accounts with versatile cash specialist co-ops, for example, M-Pesa preceding setting up a L-Pesa account. The credit scoring framework permits L-Pesa back office clients an effective methods for preparing advance applications.
How it works:
- User registration & documentation
- Identity verification
- Initial loan application
- Subsequent loan applications
- Repayment & User Support
The project keys benefits/advantages:
- An exceptionally mechanized back office framework which takes into consideration nearly finish computerization of the assignments identified with credit guaranteeing and advance adjusting.
- Integration with versatile cash specialist organizations for productive credit payment and accumulation of installments.
- An exceptionally effective credit start process—completely on the web and totally computerized.
- A restrictive credit scoring model which has been tweaked over the initial 38,000 advances issued by L-Pesa to bring about a misfortune proportion underneath 10%
The Project Roadmap:
- Pre-launch, L-Pesa founded
- Operations in Tanzania and Kenya
- Presale & Crowdsale
- Listing on Exchanges
- L-Pesa intends to focus on growing in Africa, the Indian subcontinent, Central America, and Southeast Asia.
- L-Pesa plans to launch in new countries
The Project Team:
L-Pesa has been designed and created by a highly experienced team of technology experts. The team’s members bring together expertise that gives them a deep understanding of the challenges faced by many crypto enterprises including the legal, regulatory and compliance issues.
- Ron Ezra Tuval – Founder and CEO
- Bo Henriksen – CMO
- plus L-Pesa team & advisers
- Token: Kripton
- Abbreviation: LPK
- Platform: Ethereum
- Accepting: ETH , BTC
- Total Supply: 2.6b LPK
Tokens Sale availability:
- Presale: 18.Mar – 1.Apr.2018
- Start date: 10.Apr.2018
- End date: 10.May .2018
About the author
My passion for everything that means cutting-edge technology, blockchain, cryptocurrency, ICOs and not only made this article to be alive. I’m Alex Hummels and I wish you “happy reading” of others of my articles. Thank you all.